New AC Unit With Financing Options | Atec Air & Heating

Financing Options

Break your project into predictable
monthly payments.

Pay for your project with predictable, monthly payments without
tapping into your home equity.*

Check rates in under 2 minutes

Use Hearth’s paperless secure form to check rates quickly without
affecting your credit score.

Loans typically fund in 1-5 days**

If approved, funding with one of Hearth’s lending partners is simple,
with funds being deposited in as soon as 24 hours.

Fixed monthly payments

Personal loans found on Hearth have fixed rates and terms. You’ll know
your monthly payments upfront.

No prepayment penalties

You can pay off the loan early with no additional fees.

What rates should I expect?

Installment loans have predictable monthly payments, and can be funded quickly. Hearth’s lending partners consider factors such as income, FICO score, credit history, outstanding debt, and the loan amount requested when determining these rates.

Hearth has 3 rate plans that let you know what to expect when you request rates. You’ll likely see options with APRs in the ranges listed below, but may receive options with lower or higher APRs.

Credit Range Pre-qualification rate* Est. APR Range** Loan amount Loan term*** Lending partners
700 – 850 FICO
88% 4.99% – 15.24% $1,000 – $100,000 2 – 12 years 8
640 – 700 FICO
64% 15.85% – 29.09% $1,000 – $100,000 1 – 7 years 8
below 640 FICO
37% 22.48% – 34.70% $1,000 – $50,000 1 – 5 years 5

We offer financing if needed. Please use the following link to see if you qualify.

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